Title Insurance Policy

Next, we prepare the insurance commitment for the lender’s Title Insurance Policy and issue both owner’s and lender’s coverage. The insurance policy provides protection from financial loss as well as payment of legal costs necessary to clear such claims. For more information on title insurance, please contact us.


Loan Documents for Closing
& HUD-1 Settlement Statement

We also coordinate with the mortgage lender to receive the Loan Documents for Closing. Once received in our office, we review all forms and comply with the lender requirements for closing. With these documents, we are then able to complete the HUD-1 Settlement Statement. This settlement statement is one of the most important documents to sign, and we will review it in detail at closing. We also prepare the Deed and other documents necessary to comply with State and Federal laws.



At Closing, all documents will be explained to all parties prior to signing. Settlement will last approximately one hour. We will take our time to make sure everyone is comfortable with the documents prior to signing and answer any questions that arise. After closing, we disburse all the monies collected at settlement and pay the vendors such as the termite company and surveyor. We also pay off and release the existing mortgages on the property. We then prepare the loan documents to be returned to the lender.


Final Step

Recorded in the Courthouse

And finally, it is our responsibility to make sure all documents are properly Recorded in the Courthouse such as the new Deed, mortgage and release of any existing liens on the property. We value the opportunity to play such an important role in the purchase and sale of a home. You can be sure that we will provide professional quality services in a reliable and efficient manner.

Do you have any questions?